Experian en español - All Experian consumer services are provided by Experian Ltd (registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham ...

 
What motivates us is our "why": using the power of data and technology to create a better tomorrow for people and organisations everywhere. Whether it's in finance, healthcare, public service or elsewhere, we use our powerful data intellect and innovation to support people and help them thrive. Be a part of our mission and join us in using data .... Spider man across the spider verse full movie

Experian Information Solutions, Inc. Rule 23(b)(3) Money Class Settlement. Hill-Green v. Experian Information Solutions, Inc. ... haga clic en su nombre.) Obtenga Adobe Reader. Notificación en Español . For More Information. Visit this website often to get the most up-to-date information. Call . 1-877-917-0074. Email . info ...en base a información recibida de Experian, si usted se pone en contacto con nosotros dentro de los 60 días de la negativa. También puede recibir una copia sin cargo si se tomó una “medida adversa” contra usted en virtud de la información incluida en su informe de crédito (por ejemplo, su tasa de interés aumentó o su límite deCredit Report En Espanol 🔍 Apr 2024. aging report en espanol, experian credit report en espanol, transunion credit report en espanol, consumer reports en espanol Dharma you Are you defend, a reduced lighting, click away because it does. cver. 4.9 stars - 1861 reviews. Credit Report En Espanol - If you are looking for an easy way to find out ... We would like to show you a description here but the site won’t allow us. CCO & Strategic Sales Director at Experian. feb. 2022 - jul. 2023 1 año 6 meses. Madrid, Community of Madrid, Spain. Responsible for all revenues across vertical industries and divisions at Experian, 125 years independent listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.Número de Teléfono de Experian en español (Estados Unidos) Número de atención al cliente Experian: 1-888-Experian (1-888-397-3742) Tiempos activos: de lunes a viernes de 8 am a 5pm PST. El verdadero número de atención al cliente de Experian es el 1-888-397-3742. Sin embargo, si necesita hablar directamente con un agente de la ...Cómo comunicarse con Experian en Español. Experian prefiere que resuelvas tus consultas en línea, por lo que intentar hablar por teléfono con un representante te será difícil. Puede que tengas que llamar varias veces hasta que te atiendan y seguir varias instrucciones. Número de teléfono: El número de atención al …In the 1970s, Honeywell pioneered the Distributed Control System (DCS), which revolutionized plantwide operations. Honeywell once again redefined industrial automation with Experion® PKS (Process Knowledge System), the first enterprise-wide solution designed to unify people with process, business requirements and asset management.54.4K subscribers. 762. 13K views 2 years ago #Finanzaspersonales #Maiandfelix #puntajedecrédito. En este video hablamos sobre Experian Boost y como …Rewards. Cash Back. Bad Credit. Fair Credit. Balance Transfer. Secured. Low Interest. For Students. Browse and find personal, debt consolidation, and student loans with monthly payments, terms, and APR that best match your credit profile.CCO & Strategic Sales Director at Experian. feb. 2022 - jul. 2023 1 año 6 meses. Madrid, Community of Madrid, Spain. Responsible for all revenues across vertical industries and divisions at Experian, 125 years independent listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.You can use your computer keyboard or mouse to type Spanish letters with this online keyboard. Pressing Esc on the Spanish keyboard layout will toggle the mouse input between virtual QWERTY keyboard and virtual Spanish keyboard. The key will also turn on/off your keyboard input conversion. Pressing Esc on your keyboard has the same … En un esfuerzo por educar a más consumidores sobre el crédito y las finanzas personales, Experian anunció hoy nuevos recursos gratuitos creados específicamente para personas bilingües y las que solo hablan español, incluida una serie de chat en línea en Twitter, contenido de blogs y otros materiales educativos. Experian Information Solutions, Inc. Rule 23(b)(3) Money Class Settlement. Hill-Green v. Experian Information Solutions, Inc. ... haga clic en su nombre.) Obtenga Adobe Reader. Notificación en Español . For More Information. Visit this website often to get the most up-to-date information. Call . 1-877-917-0074. Email . info ...Español Anunciar una propiedad Atención al cliente Mis viajes. Iniciar sesión. Expedia Rewards ahora es One Key™ ... Al registrarte en One Key, puedes ahorrar hasta un 30% si agregas un hotel a tu vuelo. Cancelación gratis en la mayoría de los hoteles. Porque la flexibilidad es importante. We would like to show you a description here but the site won’t allow us. Contact us | Experian plc. Contact us. Experian operates across four regions and from 32 countries. If you want to contact us, please follow the guide below. Contact us. 475 Anton Boulevard Costa Mesa CA 92626 United States. Nadia Ridout-Jamieson. Evelyne Bull. Sarah Schibli. 1-866-617-1894. Monday-Friday 8am to 8pm CT. Saturday-Sunday 8am to 6pm CT. experian.com. Attn. Customer Care PO Box 2390 ... Experian believes we can best …We would like to show you a description here but the site won’t allow us.The Work Number: Now Serving 3 Million Employers. This year, Equifax celebrates an important milestone: 3 million employers on The Work Number! Anyone who has leased an apartment, purchased or leased a car, or applied for a mortgage or government benefits has likely benefited from The Work Number’s automated digital verifications. View Blog. Usted puede ejercer su derecho, solicitando su Informe de Crédito Anual Gratis de Equifax , Experian y TransUnion como lo prefiera: Por Correo. Completando el formulario y enviándolo a la siguiente dirección: . Annual Credit Report Request Service. PO Box 105283. Atlanta GA 30348-5283. En línea a través de: www.annualcreditreport.com. Get The AutoCheck Report. Step 1. Find Your Car. Search by vehicle identification number (VIN) or US license plate to find the car you want to research. Step 2. Pick Your Plan. Multiple Reports if you're still shopping and considering many vehicles. A single report might be right for you if you've found your dream car and are ready to buy.Alabanza por la liberación divina -(Sal. 70.1-5) -Al músico principal. Salmo de David. -Pacientemente esperé a Jehová,Y se inclinó a mí, y oyó mi clamor. Y me hizo sacar del pozo de la desesperación, del lodo cenagoso;Puso mis pies sobre peña, y enderezó mis pasos. Puso luego en mi boca cántico nuevo, alabanza a nuestro Dios.Verán esto …Now that Experian conveniently offers Experian credit reports in Spanish online iii, consumers who prefer to access information in Spanish will be able to directly …Oct 21, 2019 · By phone: To initiate a dispute by phone, you'll call the number displayed on your Experian credit report. If you'd like to have a copy of your credit report delivered to you by mail, call 866-200-6020. By mail: You can dispute without a credit report by writing to Experian, P.O. Box 4500, Allen, TX 75013. If you plan to apply for credit with a credit freeze on your credit files, you'll need to lift the freezes, either temporarily or permanently, before you apply to ensure the lender can view your credit reports during its credit check. 3. You Can Freeze Your Credit for Free. There is no fee associated with freezing or thawing your credit.Equifax se complace en ofrecer un informe de crédito traducido al español una vez cada siete días. Si tiene alguna pregunta durante este proceso, llame al 888-EQUIFAX para hablar con uno de nuestros asesores de habla hispana. Si es necesario, ellos también pueden ayudarle a presentar una objeción o colocar una alerta de congelamiento o ...Rewards. Cash Back. Bad Credit. Fair Credit. Balance Transfer. Secured. Low Interest. For Students. Browse and find personal, debt consolidation, and student loans with monthly payments, terms, and APR that best match your credit profile.C/ Graham Bell, s/n, Edificio Experian 18100 Armilla, Granada. Tel.: (+34) 958 01 14 80. Como llegar a Experian EspañaQuick Answer. Stealth wealth is the practice of keeping your accumulated assets private. Doing so can help prevent awkward situations, like friends and family asking you for money. It might also protect you from identity theft and robbery. Stealth wealth typically involves living below your means and avoiding lifestyle creep.Cancelar una cuenta en Experian puede parecer complicado, pero en realidad es un proceso bastante sencillo. En este artículo te brindaremos una guía paso a paso sobre cómo cancelar tu cuenta Experian, respondiendo a algunas de las preguntas más comunes al respecto. Cómo Cancelar Mi Cuenta Experian: Guía Paso a Paso. 19 …54.4K subscribers. 762. 13K views 2 years ago #Finanzaspersonales #Maiandfelix #puntajedecrédito. En este video hablamos sobre Experian Boost y como … We would like to show you a description here but the site won’t allow us. Option 1: Update your membership online. Sign in to update your membership from a paid monthly membership to a free membership with no monthly costs by simply selecting the type of membership you would like to change to. There may be several options available to you, including a no cost option. Sign in to update now.De otro modo, una compañía de informe de crédito puede cargarle una cuota modesta por otra copia de su informe en un periodo de 12 meses. Para comprar una copia de su informe, comuníquese con las tres compañías de informes de crédito: • Equifax: 1-800-685-1111 www.equifax.com • Experian: 1-888-397-3742 www.experian.comSerasa Experian Expands its Portfolio with the Acquisition of FlexPag in Brazil. Serasa Experian acquired FlexPag, a utility fintech, to launch its app’s ‘My Accounts’ feature. The purchase aligns with Serasa’s expansion strategy in the ever-changing fintech ecosystem of Latin America. by Jose Pulido. September 1, 2023.Protect your identity, track your E-Verify case, learn your rights and confirm your own employment eligibility.myE-Verify is a free Web-based service that has something of value for everyone who works or is looking for a job in the United States. E-Verify is for employers; myE-Verify is for workers and job seekers. myE-Verify does NOT enable you to change …Contact us. Order a consumer credit services product. Phone: 1 888 414 1120. Get support for Business Credit & Monitoring products. • Login/password or order help • Account questions • General product questions. Visit Help Page. Phone: 1 800 303 1640.All Experian consumer services are provided by Experian Ltd (registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham ...The extensive utility of organosilicon compounds across a wide range of disciplines has sparked significant interest in their efficient synthesis. Although catalytic …If you plan to apply for credit with a credit freeze on your credit files, you'll need to lift the freezes, either temporarily or permanently, before you apply to ensure the lender can view your credit reports during its credit check. 3. You Can Freeze Your Credit for Free. There is no fee associated with freezing or thawing your credit.En resumen. En la estrategia de creación de crédito, ser un usuario autorizado puede ayudarle a iniciar cuando no tiene mucho historial crediticio propio. Podrá comenzar a usar el crédito sin tener que solicitar una cuenta nueva y podría beneficiarse del comportamiento financiero responsable del titular principal de la tarjeta.Felipe Fernández Atela, nuevo Presidente de Experian España. Se convierte en el máximo responsable de la estrategia corporativa local de la compañía y de sus tres unidades de negocio. Madrid, 20 de noviembre de 2012. Felipe Fernández Atela se ha incorporado como Presidente para el mercado español de la firma Experian, compañía … Credit Report En Espanol 🔍 Apr 2024. aging report en espanol, experian credit report en espanol, transunion credit report en espanol, consumer reports en espanol Dharma you Are you defend, a reduced lighting, click away because it does. cver. 4.9 stars - 1861 reviews. Credit Report En Espanol - If you are looking for an easy way to find out ... En resumen. En la estrategia de creación de crédito, ser un usuario autorizado puede ayudarle a iniciar cuando no tiene mucho historial crediticio propio. Podrá comenzar a usar el crédito sin tener que solicitar una cuenta nueva y podría beneficiarse del comportamiento financiero responsable del titular principal de la tarjeta.How it works. 1 Connect your bank accounts. Add any bank accounts you use to pay your bills. Your information remains private. 2 Select the bills you want to use. We’ll detect bills with on-time payments, and you can add them to your Experian credit file. 3 See your results instantly. You'll find out right away if your FICO ® Score ...The link you followed may be broken, or the page may have been removed. Go back to Instagram. 601 Followers, 239 Posts - Damos poder a las oportunidades a través de los datos🌎 Spanish Latam |6 países un mismo The Experian Way 💜#UniquelyExperian Únete a nuestro equipo👇🏻.That way you can build up your financial reputation over time and get hold of that new car or cell phone, hassle free. Keep score of finances by signing up to Up powered by Experian for FREE. With Up, you never have to … Para corregir los errores de su informe de crédito, comuníquese con la compañía de informes crediticios correspondiente y con el negocio que le reportó la información. Dígales que desea disputar esa información que figura en su informe. A continuación, se explica cómo hacerlo. Ingreso de Facturas. iSupplier. El ingreso de facturas es en línea a través del portal iSupplier en cualquiera de los siguientes formatos: TIFF (Grupo IV monocromático, y 300 dpi) PDF (tipo standard, sin protección por contraseña) El archivo no debe pesar más de 5MB y no debe incluir más de 10 adjuntos en un mismo correo electrónico. Manage your freeze. Log in to access your Free Report and FICO Score, Identity Theft Monitoring, and Experian Boost, with access to Disputes and other support options. Protect your identity, track your E-Verify case, learn your rights and confirm your own employment eligibility.myE-Verify is a free Web-based service that has something of value for everyone who works or is looking for a job in the United States. E-Verify is for employers; myE-Verify is for workers and job seekers. myE-Verify does NOT enable you to change …Dispute online. Review and correct inaccurate info on your Experian credit report for free. Raise your FICO® Score instantly. Add positive payments to your Experian credit file with Experian Boost ®. ø. Monitor your credit. ø Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds.The Work Number: Now Serving 3 Million Employers. This year, Equifax celebrates an important milestone: 3 million employers on The Work Number! Anyone who has leased an apartment, purchased or leased a car, or applied for a mortgage or government benefits has likely benefited from The Work Number’s automated digital verifications. View Blog.This article describes the security and cumulative update for 3.5, 4.8 and 4.8.1 for Windows 10 Version 22H2. Security Improvements There are no new security …CCO & Strategic Sales Director at Experian. feb. 2022 - jul. 2023 1 año 6 meses. Madrid, Community of Madrid, Spain. Responsible for all revenues across vertical industries and divisions at Experian, 125 years independent listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.Español. Support. Beginning of main content. Expedia TAAP is the leading booking platform for travel agencies. Join thousands of your fellow travel agents worldwide to earn commissions, create memorable trips for travelers and …What’s new in GeForce Experience 3.26. What’s new in GeForce Experience 3.26. Support for Portal with RTX. GeForce Experience is updated to offer full feature support for Portal with RTX, a free DLC for all Portal owners.This includes Shadowplay to record your best moments, graphics settings for optimal performance and image quality, and Game … En un esfuerzo por educar a más consumidores sobre el crédito y las finanzas personales, Experian anunció hoy nuevos recursos gratuitos creados específicamente para personas bilingües y las que solo hablan español, incluida una serie de chat en línea en Twitter, contenido de blogs y otros materiales educativos. Jun 13, 2020 · Here are six things to understand before you start the process: 1. Know What a Credit Freeze Is. A credit freeze is a tool consumers can use to help protect themselves against credit fraud. When you freeze your credit file reports, most companies are limited from viewing them until you "thaw" the freeze. Crear hojas de trabajo es fácil y divertido, con unos sencillos pasos. Vea cómo hacer hojas de trabajo interactivas con estas instrucciones. Busque y seleccione entre millones de hojas de ejercicios, o cargue las suyas propias. Se trata de hojas de trabajo digitales, y puedes calificar automáticamente el trabajo de los alumnos.Jul 15, 2014 · Experian® y Univision Communications lanzan una solución en español para resolver las necesidades crediticias de la creciente población hispana en los Estados Unidos Las siguientes acciones comunes pueden perjudicar su puntaje de crédito: Incumplimiento en el pago. El historial de pagos es uno de los aspectos más importantes de su Puntaje FICO ® Score, e incluso un incumplimiento en el pago o un pago atrasado de 30 días puede tener un impacto negativo. Usar demasiado crédito disponible.Cómo mejorar tu calificación crediticia. Paga tu tarjeta de crédito y otras facturas a tiempo. El 35% de la calificación FICO está determinada por tu historial de pagos, que es la frecuencia ...GeForce Experience 3.26 Release Highlights. What’s new in GeForce Experience 3.26. Support for Portal with RTX. GeForce Experience is updated to offer full feature support for Portal with RTX, a free DLC for all Portal owners.This includes Shadowplay to record your best moments, graphics settings for optimal performance and image quality, and Game …If you plan to apply for credit with a credit freeze on your credit files, you'll need to lift the freezes, either temporarily or permanently, before you apply to ensure the lender can view your credit reports during its credit check. 3. You Can Freeze Your Credit for Free. There is no fee associated with freezing or thawing your credit.La ley federal le permite solicitar y obtener una copia gratuita de su informe de crédito una vez cada 12 meses de parte de Equifax, Experian y TransUnion. Las tres compañías de …Online: website. Mail: P.O. Box 2000 Chester, PA 19016. Phone: 1-888-909-8872. How to freeze or unfreeze your Experian credit report by phone or mail. Experian's online service is the easiest and quickest way to manage your credit freeze. If you cannot access our online service, you can contact us by: Mail.Feb 26, 2024 · Aprende Más Sobre el Crédito con los Recursos Crediticios de Experian. La alfabetización financiera es esencial para tomar buenas decisiones financieras, y la educación crediticia es una parte clave de ello. Si eres nuevo en el mundo del crédito, entender cómo funciona - y cómo hacer que funcione para ti - es crucial para establecer y ... Películas en Español Ven a ver todas las películas en español que ofrece Tubi, en un solo lugar. El Asesino Del Taladro (Doblado) 1979. 1 hr 30 min. R. Horror. The Ten Commandments. 2007. 1 hr 28 min. PG. Drama · Animation. Juegos De Lucha. 2014. 1 hr 12 min. TV-14. Action · Foreign/International. A Orillas Del Mar. 2016. 1 hr 17 min. TV ...The extensive utility of organosilicon compounds across a wide range of disciplines has sparked significant interest in their efficient synthesis. Although catalytic …See full list on creditosenusa.com Analizamos a profundidad el Sony Xperia M2, un smartphone Google Android de gama media que actualmente esta en México con Telcel y que nos ha sorprendido gra...Experian Consumer Services was ordered to pay a $650,000 civil penalty on Monday for allegedly sending consumers commercial emails without providing the option to unsubscribe from future emails.Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history. Take …en base a información recibida de Experian, si usted se pone en contacto con nosotros dentro de los 60 días de la negativa. También puede recibir una copia sin cargo si se tomó una “medida adversa” contra usted en virtud de la información incluida en su informe de crédito (por ejemplo, su tasa de interés aumentó o su límite deIn Experian’s 2022 Global Data Management Research Report, we uncover what it means to be agile and flexible in a data management programme and how those characteristics are a necessity in keeping customer centricity. Download the research now to learn how Experian can help. As Andrew Abraham, the Global Managing Director for Experian’s ...See full list on creditosenusa.com This article describes the security and cumulative update for 3.5, 4.8 and 4.8.1 for Windows 10 Version 22H2. Security Improvements There are no new security …En Español. Updated: May 4, 2020. This Web Site is jointly offered by Experian Information Solutions, Inc. ("Experian") and ConsumerInfo.com, Inc. ("CIC"), an Experian ... Experian reserves the right to change this privacy policy at any time. Therefore, we encourage you to review this privacy policy from time to time to review any changes in ...Apr 16, 2021 · En este video hablamos sobre Experian Boost y como este servicio gratuito aumenta tu crédito en el buró de de crédito en Experian. Hablamos de sus ventajas ,... The processing date is the date your filing was received by the Division of Corporations. Online filings receipt date is the date your credit card payment was processed. Filings paying by check the receipt date is the date of deposit of your check. This can be determined by viewing the back of the check that has cleared your bank.Call 1-877-284-7942 to use Experian’s consumer care system. Use the keypad to enter your social security number and ZIP code in the automated system. Then, enter the numeric portion of your street address. You will be given menu options related to membership services, billing, or fraud reporting.Log in to access your Free Report and FICO Score, Identity Theft Monitoring, and Experian Boost, with access to Disputes and other support options.

Experian Spanish Latam. 46,963 followers. 7mo. Nos enorgullece haber sido certificados por Great Place to Work en Colombia, Perú, Argentina y Chile. En Experian, valoramos a todos nuestros ... . Rista

experian en español

The three national credit reporting agencies—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit reporting agencies as a one-stop-shop to provide you with your annual credit reports. TransUnion is currently offering free ... Películas en Español Ven a ver todas las películas en español que ofrece Tubi, en un solo lugar. El Asesino Del Taladro (Doblado) 1979. 1 hr 30 min. R. Horror. The Ten Commandments. 2007. 1 hr 28 min. PG. Drama · Animation. Juegos De Lucha. 2014. 1 hr 12 min. TV-14. Action · Foreign/International. A Orillas Del Mar. 2016. 1 hr 17 min. TV ...Apr 16, 2021 · En este video hablamos sobre Experian Boost y como este servicio gratuito aumenta tu crédito en el buró de de crédito en Experian. Hablamos de sus ventajas ,... Número de Teléfono de Experian en español (Estados Unidos) Número de atención al cliente Experian: 1-888-Experian (1-888-397-3742) Tiempos activos: de lunes a viernes de 8 am a 5pm PST. El verdadero número de atención al cliente de Experian es el 1-888-397-3742. Sin embargo, si necesita hablar directamente con un agente de la ...7.3 billion words. 2018. 4. Info. Google Books n-grams. 45 billion words. 2011. Click on an [Info] link above for more details on a corpus. Largest full-featured corpora of Spanish: Search by PoS, collocates, synonyms, genre, dialect, …Cómo mejorar tu calificación crediticia. Paga tu tarjeta de crédito y otras facturas a tiempo. El 35% de la calificación FICO está determinada por tu historial de pagos, que es la frecuencia ...Instructions for Disputing by Mail or Digital Upload. Experian P.O. Box 4500 Allen, TX 75013 you feel the information is incorrect on the form. original documentation. Send your completed dispute information to the address above. Only include copies and do not send You may also submit this form and supporting documentation electronically at ...Español Anunciar una propiedad Atención al cliente Mis viajes. Iniciar sesión. Expedia Rewards ahora es One Key™ ... Al registrarte en One Key, puedes ahorrar hasta un 30% si agregas un hotel a tu vuelo. Cancelación gratis en la mayoría de los hoteles. Porque la flexibilidad es importante. The three national credit reporting agencies—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit reporting agencies as a one-stop-shop to provide you with your annual credit reports. TransUnion is currently offering free ... Central Credit Register. The Risk Information Centre ( CIR from its initials in Spanish) is a public database management service where virtually all the loans, credits, bank endorsements and risks in general that financial institutions have with their customers are recorded. The data recorded in the CIR reflect the information that such ...Get The AutoCheck Report. Step 1. Find Your Car. Search by vehicle identification number (VIN) or US license plate to find the car you want to research. Step 2. Pick Your Plan. Multiple Reports if you're still shopping and considering many vehicles. A single report might be right for you if you've found your dream car and are ready to buy.Experian Information Solutions, Inc. Rule 23(b)(3) Money Class Settlement. Hill-Green v. Experian Information Solutions, Inc. ... haga clic en su nombre.) Obtenga Adobe Reader. Notificación en Español . For More Information. Visit this website often to get the most up-to-date information. Call . 1-877-917-0074. Email . info ...Now you can get your Experian Credit Report all in Spanish and your FICO® Score. Instantly and for free! Check it out at experian.com/gratis now. Subscribe t...Experian® Credit Monitoring Daily Experian Credit Report Up to $1 Million in Identity Theft Insurance* Identity Restoration * Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage.Here are six things to understand before you start the process: 1. Know What a Credit Freeze Is. A credit freeze is a tool consumers can use to help protect themselves against credit fraud. When you freeze your credit file reports, most companies are limited from viewing them until you "thaw" the freeze..

Popular Topics